The Secured Loan Index
The UK's whole-market barometer for second-charge lending, compiled monthly from published FLA and Bank of England figures. Run by Lending Intelligence.
July 2026 new business£205.0m+2.0% y/y · provisional · source FLA
Year to date+21%£1.4bn against £1.2bn
New agreements3,919+1.4% y/y
Average loan£52.3k+0.5% y/y · value ÷ agreements
2-year fixed, 75% LTV5.13%+21bp m/m
Bank Rate3.75%Sep 2026
By month
| Month | New business | Agreements | Average |
|---|---|---|---|
| Jul 2026 | £205.0m | 3,919 | £52.3k |
| Jun 2026 | £205.0m | 3,828 | £53.6k |
| May 2026 | £175.0m | 3,245 | £53.9k |
| Apr 2026 | £191.0m | 3,504 | £54.5k |
| Mar 2026 | £228.0m | 4,129 | £55.2k |
| Feb 2026 | £214.0m | 3,904 | £54.8k |
| Jan 2026 | £183.0m | 3,456 | £53.0k |
| Dec 2025 | £182.0m | 3,379 | £53.9k |
| Nov 2025 | £203.0m | 3,934 | £51.6k |
| Oct 2025 | £223.0m | 4,238 | £52.6k |
| Sep 2025 | £202.0m | 3,786 | £53.4k |
| Aug 2025 | £176.0m | 3,459 | £50.9k |
| Jul 2025 | £201.0m | 3,863 | £52.0k |
| Jun 2025 | £177.0m | 3,505 | £50.5k |
| May 2025 | £160.0m | 3,293 | £48.6k |
| Apr 2025 | £148.0m | 2,897 | £51.1k |
| Mar 2025 | £168.0m | 3,428 | £49.0k |
| Feb 2025 | £156.0m | 3,071 | £50.8k |
| Jan 2025 | £146.0m | 2,907 | £50.2k |
| Dec 2024 | £130.0m | 2,505 | £51.9k |
| Nov 2024 | £159.0m | 3,103 | £51.2k |
| Oct 2024 | £169.0m | 3,478 | £48.6k |
| Sep 2024 | £149.0m | 3,105 | £48.0k |
| Aug 2024 | £152.0m | 3,149 | £48.3k |
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