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Regulation·StandardConsultation draft v0.1

Changelog

Numbered releases with a public changelog. Any software provider may implement the standard. There is no fee to say a product is "built to the standard".

Versions of the Specialist Lending File Standard
VersionDateWhat changed
0.129 October 2026First consultation draft: core principles, sections A–F and grading.
1.0PlannedFinal release after consultation, with the Section E fee threshold agreed.

Who is behind it

Publisher

Lending Intelligence Ltd publishes and maintains the standard, free of charge.

Co-author

Jordan Example (demo) reviews every version. Demo biography: a compliance specialist in UK second charge and bridging lending. To be replaced before launch.

Review cycle

At least once a year, and after any relevant FCA publication.

The Specialist Lending File Standard is not legal or compliance advice and does not replace FCA rules. Information for professional intermediaries, not advice. Comment on the draft.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.